CyphrQUK APP Fraud Reimbursement Rules: What Is Covered, the £85,000 Limit
Since 7 October 2024, UK banks must reimburse most APP fraud on Faster Payments or CHAPS, up to £85,000. What is covered, the exceptions, and what to do.
Fintech & Payments Security
Security of payments, banking apps and financial technology.
4 articles
DORA Requirements for Financial Entities: Five Pillars Explained
What DORA requires of EU financial entities since 17 January 2025: five pillars, the 4-hour and 24-hour incident clock and ICT provider oversight.
Cyber Insurance Coverage: What to Buy and What Gets Excluded
What cyber insurance covers: first- and third-party cover, business interruption, extortion, exclusions, underwriter questions and sizing a limit.
Cross-Border Payments Risk: Partner Exposure, Limits and Controls
Cross-border payment risk is partner and settlement risk as much as hacking: prefunding, open limits, maker-checker gaps, nostro breaks and sanctions.